by OneCard is one of the Best Credit Card in India that is offered in collaboration with different providers including SBM Bank, South Indian Bank, Federal Bank, BOB Financial, and CSB Bank. It is a lifetime-free metal card that suits best to customers who are new to credit and want to earn reward points. It doesn’t have any upper limit on rewards and provides 5X rewards on the Top 2 spend categories.
| OneCard Credit Card- A Snapshot | |
| Card Type | Entry-level |
| Best Suited for | Rewards |
| Joining Fee | Nil |
| Renewal Fee | Nil |
| Best Feature | 5X reward points on top 2 spend categories |
Collaborated Banks
The different collaborating banks that issue OneCard Credit Card are as mentioned below:
- South Indian Bank OneCard
- BOB Financial OneCard
- Federal Bank OneCard
- IDFC First Bank OneCard
- SBM Bank OneCard
Eligibility & Documentation
| Particulars | Details |
| Occupation | Salaried or Self-employed |
| Minimum Age Requirement | 18 years |
| Documents Required | Age Proof, Address Proof, Income Proof (if any) |
| CIBIL Score | 750 or above |
Fees & Charges
| Type of Fee or Charge | Amount |
| Joining Fee | Nil |
| Annual/ Renewal Fee | Nil |
| Finance Charges | 2.5% to 3.5% p.m. (30% to 42% p.a.) |
| Late Payment Charges | 2.5% of the total amount due (Max. INR 1,000) |
Features & Benefits
Below mentioned are the features & benefits of the OneCard Credit Card:
- It is a lifetime-free credit card that does not have any hidden charges.
- It can be activated immediately i.e. within 5 minutes when the physical card is received within 3-5 days of its application.
- Earn 5X rewards on the Top 2 spend categories that can be redeemed against the outstanding balance.
- The foreign currency markup fee is 1% which is very low as compared to other credit cards.
- It is crafted with metal instead of plastic.
- It helps to manage different activities like international transactions, domestic transactions, online transactions, contactless payments, and other activities from the app.
- No joining & renewal fees.
- Reward points get credited immediately to the account and do not have any expiry date.
- It allows us to make part payments of transactions into EMIs and earn reward points on that.
- No documentation is required to convert the transaction into EMI.
One Card Offers:
- #Onderlust- Yatra:
- #Onderlust- Same Price EMI with up to 20% off
- Offer valid till Mar 31, 2023
- #Onderlust- Assembly:
- Flat 20% off on your Perfect Travel Companion
- Offer valid till Mar 31, 2023
- Coupon Code- ASOC20
Redemption Info:
- Visit www.assemblytravel.com
- Select the products chosen
- Add to cart
- Apply discount code
- Pay using One Card
Terms & Conditions:
- Offer is valid only once per card member
- Offer cannot be clubbed with any other offer.
- AbhiBus
- Save up to INR 500 on bus bookings
- Valid till Sep 2023
- Coupon Code- ABHIOC
Terms & Conditions:
- Valid on minimum booking of INR 400.
- Valid for 1st ever transaction on Abhibus.
- Valid only on Private bus bookings and not on Govt SRTC Bookings.
- Whizlabs
- 25% site wide discount
- Offer valid till Sep 15, 2023
Redemption Info:
- Visit https://www.whizlabs.com
- Select course.
- Coupon Code: WHIZVISA
- Pay with Onecard.
Terms & Conditions:
- Offer applicable only on individual courses.
- Practice tests do not apply to premium subscriptions.
- Cred
- Get INR 250 discount on education payments
- Offer valid till Mar 31, 2023
Redemption Info:
- Click on the Pay tab on the Cred app
- Select Education Fees
- Enter the required details
- Apply the offer before making payment.
Terms & Conditions:
- The minimum transaction amount to avail of the offer is INR 25000
- Offer valid once per card on Education fees
- Flywire
- Avail discounted price on international tuition fees
- Offer valid till Jul 31, 2023
Redemption Info:
- Visit the website and select the institution
- Enter the details required
- Select the visa option
- Use One card to make the payment
Terms & Conditions:
- Offer is applicable for payment made with One Card
- Byju’s
- 100% discount on Byju’s bootcamp worth INR 999
- Offer valid till Sep 15, 2023
Terms & Conditions:
- Offer is applicable for both new & existing Byju’s users.
- It is valid for one time use only
- It expires after 45 days from the date of receipt of coupon
- It is available for students in class 4-10
- It is non-refundable & cannot be exchange for cash in part or full and valid for a single transaction only.
- BB Now:
- 10% instant discount on minimum order of INR 500.
- Offer valid till Mar 31, 2023.
- Coupon Code- ONECARDMARNOW
Terms & Conditions:
- Offer is valid once per user.
- Minimum Order value – INR 500
- Maximum discount- INR 100
- EazyDiner:
- INR 250 off on a dining experience
- Offer valid till Jun 23, 2023
Redemption Info:
- Sign up or Log in on the app or website
- Book any Payeazy enabled restaurant
- Enter bill amount
- Click on Proceed to pay
- Apply the offer code VISA250
- Pay using Onecard
Terms & Conditions:
- No restriction on minimum billing
- Flat discount of INR 250
- Restaurants, cafes, etc., available on the app are subject to change from time to time.
- There is a daily quota for utilization of the offer across Visa cards.
- SonyLiv:
- Flat 30% off on all SonyLiv subscriptions
- Offer valid till Nov 25, 2023
- Coupon Code- ONECARDSONY
Redemption Info:
- Visit the redemption link
- Sign in with the help of mobile number
- Create profile
- Enter the coupon code
- Click on activate offer
- Select the plan as per need
- Click on Proceed and make the payment.
Terms & Conditions:
- It cannot be clubbed with any existing subscription.
- Fuel Purchase with Onecard
- 100% Fuel surcharge waiver
- Offer valid till Mar 31, 2023
Terms & Conditions:
- Maximum waiver INR 400 every month
- Get 5X reward points in case of fuel being user’s top spend categories
- Tata 1mg
- Get up to 12% off
- Offer valid till Mar 31, 2023
Redemption Info:
- Go to the website and login
- Select the medicines/ lab test/ healthcare products to add in the cart
- Apply coupon code
- mCaffeine:
- Additional 20% off sitewide
- Offer valid till Sep 15, 2023
- Offer code- MCVISA20
Redemption Info:
- Go to the website and apply the coupon code at checkout
Terms & Conditions:
- Applicable only on website.
- Cannot be clubbed with any other offer
- Cashback in the form of bean coins
How to Apply for OneCard Credit Card
Option 1: Visit the official website of OneCard to apply online for a credit card.
Option 2: Visit any branch of the collaborated bank and then fill out the application form provided to apply for the credit card.
Option 3: Provide the basic details in the application form provided.
